Skills available for
Texas fourth-grade math standards
Standards
are in bold, followed by a list of the IXL math
skills that are aligned to that
standard.
Students can practice
these skills
online at www.ixl.com.
Standards: Texas Essential Knowledge and Skills (TEKS)
4.1 The student uses mathematical processes to acquire and demonstrate mathematical understanding.
4.1.A apply mathematics to problems arising in everyday life, society, and the workplace;
Add numbers up to millions: word problems (Fourth grade - B.2)
Estimate sums: word problems (Fourth grade - B.9)
Subtract numbers up to millions: word problems (Fourth grade - C.2)
Estimate differences: word problems (Fourth grade - C.7)
Estimate products: word problems (Fourth grade - D.14)
Multiply a 2-digit number by a 2-digit number: word problems (Fourth grade - D.19)
Multiply a 2-digit number by a larger number: word problems (Fourth grade - D.23)
Multiply numbers ending in zeroes: word problems (Fourth grade - D.25)
Division facts to 12: word problems (Fourth grade - E.2)
Divide larger numbers by 1-digit numbers: word problems (Fourth grade - E.9)
Divide numbers ending in zeroes by multi-digit numbers: word problems (Fourth grade - E.18)
Divide by 2-digit numbers: word problems (Fourth grade - E.21)
Divide larger numbers by 2-digit numbers: word problems (Fourth grade - E.23)
Addition, subtraction, multiplication, and division word problems (Fourth grade - F.2)
Estimate sums, differences, products, and quotients: word problems (Fourth grade - F.3)
Multi-step word problems (Fourth grade - F.4)
Word problems with extra or missing information (Fourth grade - F.5)
Solve word problems using guess-and-check (Fourth grade - F.6)
Write variable expressions: word problems (Fourth grade - G.2)
Write variable equations to represent word problems (Fourth grade - G.5)
Interpret line graphs (Fourth grade - J.2)
Find the order (Fourth grade - K.3)
Numeric patterns: word problems (Fourth grade - L.3)
Compare money amounts (Fourth grade - M.2)
Round money amounts (Fourth grade - M.3)
Add and subtract money amounts (Fourth grade - M.4)
Price lists with addition and subtraction (Fourth grade - M.7)
Price lists with multiplication (Fourth grade - M.8)
Unit prices (Fourth grade - M.9)
Compare and convert customary units (Fourth grade - N.6)
Compare and convert metric units (Fourth grade - N.12)
Compare customary units by multiplying (Fourth grade - N.14)
Convert mixed customary units (Fourth grade - N.15)
Add and subtract mixed customary units (Fourth grade - N.16)
Convert between metric and customary units (Fourth grade - N.17)
Convert time units (Fourth grade - O.1)
Add and subtract mixed time units (Fourth grade - O.2)
Fractions of time units (Fourth grade - O.3)
Time zones (Fourth grade - O.4)
Elapsed time (Fourth grade - O.5)
Find start and end times: multi-step word problems (Fourth grade - O.7)
Transportation schedules (Fourth grade - O.8)
Time patterns (Fourth grade - O.9)
Use area and perimeter to determine cost (Fourth grade - P.26)
Add and subtract fractions with like denominators: word problems (Fourth grade - R.9)
Add and subtract fractions with unlike denominators: word problems (Fourth grade - S.5)
Add 3 or more fractions with like and unlike denominators: word problems (Fourth grade - S.10)
Add and subtract mixed numbers with like and unlike denominators: word problems (Fourth grade - S.13)
Add and subtract fractions with unlike denominators in recipes (Fourth grade - S.15)
Multiply fractions by whole numbers: word problems (Fourth grade - T.9)
Fractions of a number: word problems (Fourth grade - T.12)
Understanding decimals expressed in words (Fourth grade - U.2)
Add and subtract decimals: word problems (Fourth grade - V.3)
Add 3 or more decimals: word problems (Fourth grade - V.6)
4.1.B use a problem-solving model that incorporates analyzing given information, formulating a plan or strategy, determining a solution, justifying the solution, and evaluating the problem-solving process and the reasonableness of the solution;
Addition, subtraction, multiplication, and division word problems (Fourth grade - F.2)
Word problems with extra or missing information (Fourth grade - F.5)
Solve word problems using guess-and-check (Fourth grade - F.6)
Choose numbers with a particular sum, difference, product, or quotient (Fourth grade - F.7)
Mentally add and subtract numbers ending in zeroes (Fourth grade - F.8)
Input/output tables with addition, subtraction, multiplication, and division (Fourth grade - H.1)
Find two numbers based on sum and difference (Fourth grade - K.1)
Find two numbers based on sum, difference, product, and quotient (Fourth grade - K.2)
Making change (Fourth grade - M.6)
Time zones (Fourth grade - O.4)
Time patterns (Fourth grade - O.9)
Round decimals (Fourth grade - U.11)
Calculate probability (Fourth grade - W.1)
4.1.C select tools, including real objects, manipulatives, paper and pencil, and technology as appropriate, and techniques, including mental math, estimation, and number sense as appropriate, to solve problems;
Rounding (Fourth grade - A.6)
Add 3 or more numbers up to millions (Fourth grade - B.5)
Addition patterns over increasing place values (Fourth grade - B.6)
Estimate sums (Fourth grade - B.8)
Estimate sums: word problems (Fourth grade - B.9)
Subtract numbers up to millions (Fourth grade - C.1)
Subtraction patterns over increasing place values (Fourth grade - C.4)
Estimate differences (Fourth grade - C.6)
Estimate differences: word problems (Fourth grade - C.7)
Multiply 1-digit numbers by larger numbers (Fourth grade - D.7)
Multiplication patterns over increasing place values (Fourth grade - D.8)
Estimate sums and differences of decimals (Fourth grade - V.9)
4.1.D communicate mathematical ideas, reasoning, and their implications using multiple representations, including symbols, diagrams, graphs, and language as appropriate;
Venn diagrams (Third grade - P.13)
Word names for numbers (Fourth grade - A.3)
Inequalities with number lines (Fourth grade - A.8)
Properties of addition (Fourth grade - B.4)
Properties of multiplication (Fourth grade - D.9)
Division facts to 12: word problems (Fourth grade - E.2)
Properties of division (Fourth grade - E.3)
Choose numbers with a particular sum, difference, product, or quotient (Fourth grade - F.7)
Graph points on a coordinate plane (Fourth grade - I.2)
Find the order (Fourth grade - K.3)
Mixed patterns review (Fourth grade - L.5)
Identify 2-dimensional and 3-dimensional shapes (Fourth grade - P.1)
Classify triangles (Fourth grade - P.4)
Classify quadrilaterals (Fourth grade - P.8)
Similar and congruent (Fourth grade - P.11)
Rotational symmetry (Fourth grade - P.27)
Lines, line segments, and rays (Fourth grade - P.29)
Compare sums and differences of fractions (Fourth grade - S.14)
Understanding decimals expressed in words (Fourth grade - U.2)
Place values in decimal numbers (Fourth grade - U.3)
Solve decimal problems using diagrams (Fourth grade - U.19)
Inequalities with addition and subtraction (Fourth grade - V.8)
4.1.E create and use representations to organize, record, and communicate mathematical ideas;
Place values (Fourth grade - A.1)
Word names for numbers (Fourth grade - A.3)
Roman numerals (Fourth grade - A.4)
Compare numbers up to billions (Fourth grade - A.9)
Write variable expressions (Fourth grade - G.1)
Write variable expressions: word problems (Fourth grade - G.2)
Write variable equations to represent word problems (Fourth grade - G.5)
Input/output tables with addition, subtraction, multiplication, and division (Fourth grade - H.1)
Write linear functions (Fourth grade - H.3)
Read a table (Fourth grade - J.1)
Interpret line graphs (Fourth grade - J.2)
Create line graphs (Fourth grade - J.3)
Interpret bar graphs (Fourth grade - J.4)
Create bar graphs (Fourth grade - J.5)
Interpret line plots (Fourth grade - J.6)
Create line plots (Fourth grade - J.7)
Frequency charts (Fourth grade - J.9)
Stem-and-leaf plots (Fourth grade - J.10)
Circle graphs (Fourth grade - J.11)
Choose the best type of graph (Fourth grade - J.12)
Fractions review (Fourth grade - Q.1)
What decimal number is illustrated? (Fourth grade - U.1)
Decimal number lines (Fourth grade - U.5)
4.1.F analyze mathematical relationships to connect and communicate mathematical ideas; and
Convert between place values (Fourth grade - A.2)
Write variable equations to represent word problems (Fourth grade - G.5)
Function tables (Fourth grade - H.2)
Graph linear functions (Fourth grade - H.4)
Relative coordinates (Fourth grade - I.3)
Count and compare sides, edges, faces, and vertices (Fourth grade - P.10)
Angles of 90, 180, 270, and 360 degrees (Fourth grade - P.14)
Parts of a circle (Fourth grade - P.18)
Relationship between area and perimeter (Fourth grade - P.24)
Equivalent decimals (Fourth grade - U.4)
Convert fractions and mixed numbers to decimals (Fourth grade - U.8)
Convert decimals to fractions and mixed numbers (Fourth grade - U.9)
Compare decimals and fractions (Fourth grade - U.17)
4.1.G display, explain, and justify mathematical ideas and arguments using precise mathematical language in written or oral communication.
Word names for numbers (Fourth grade - A.3)
Properties of addition (Fourth grade - B.4)
Properties of multiplication (Fourth grade - D.9)
Properties of division (Fourth grade - E.3)
Unit prices (Fourth grade - M.9)
Acute, right, obtuse, and straight angles (Fourth grade - P.13)
Place values in decimal numbers (Fourth grade - U.3)
Make predictions (Fourth grade - W.2)
4.2 The student applies mathematical process standards to represent, compare, and order whole numbers and decimals and understand relationships related to place value.
4.2.A interpret the value of each place-value position as 10 times the position to the right and as one-tenth of the value of the place to its left;
Place values (Fourth grade - A.1)
What decimal number is illustrated? (Fourth grade - U.1)
Place values in decimal numbers (Fourth grade - U.3)
4.2.B represent the value of the digit in whole numbers through 1,000,000,000 and decimals to the hundredths using expanded notation and numerals;
Convert between place values (Fourth grade - A.2)
Understanding decimals expressed in words (Fourth grade - U.2)
4.2.C compare and order whole numbers to 1,000,000,000 and represent comparisons using the symbols >, <, or =;
Inequalities with number lines (Fourth grade - A.8)
Compare numbers up to billions (Fourth grade - A.9)
Inequalities with multiplication (Fourth grade - D.27)
Estimate products: word problems (Fourth grade - D.14)
Divide by 1-digit numbers: estimate quotients (Fourth grade - E.14)
Estimate quotients (Fourth grade - E.25)
Estimate sums, differences, products, and quotients: word problems (Fourth grade - F.3)
Round money amounts (Fourth grade - M.3)
4.2.E represent decimals, including tenths and hundredths, using concrete and visual models and money;
What decimal number is illustrated? (Fourth grade - U.1)
Understanding decimals expressed in words (Fourth grade - U.2)
Place values in decimal numbers (Fourth grade - U.3)
Equivalent decimals (Fourth grade - U.4)
Decimal number lines (Fourth grade - U.5)
4.2.F compare and order decimals using concrete and visual models to the hundredths;
Compare money amounts (Fourth grade - M.2)
Compare decimals on number lines (Fourth grade - U.12)
Compare decimal numbers (Fourth grade - U.13)
Put decimal numbers in order (Fourth grade - U.14)
Put tricky decimals in order (Fourth grade - U.15)
Solve decimal problems using diagrams (Fourth grade - U.19)
4.2.G relate decimals to fractions that name tenths and hundredths; and
Convert decimals between standard and expanded form using fractions (Fourth grade - U.10)
Compare decimals and fractions (Fourth grade - U.17)
4.2.H determine the corresponding decimal to the tenths or hundredths place of a specified point on a number line.
Decimal number lines (Fourth grade - U.5)
4.3 The student applies mathematical process standards to represent and generate fractions to solve problems.
4.3.A represent a fraction a/b as a sum of fractions 1/b, where a and b are whole numbers and b > 0, including when a > b;
Match unit fractions to models (Third grade - S.5)
Fractions review (Fourth grade - Q.1)
Decompose fractions into unit fractions (Fourth grade - R.1)
4.3.B decompose a fraction in more than one way into a sum of fractions with the same denominator using concrete and pictorial models and recording results with symbolic representations;
Match fractions to models (Third grade - S.6)
Fractions review (Fourth grade - Q.1)
Decompose fractions into unit fractions (Fourth grade - R.1)
4.3.C determine if two given fractions are equivalent using a variety of methods;
Find equivalent fractions using area models (Fourth grade - Q.3)
Graph equivalent fractions on number lines (Fourth grade - Q.4)
Equivalent fractions (Fourth grade - Q.5)
Fractions with denominators of 10, 100, and 1000 (Fourth grade - Q.6)
Patterns of equivalent fractions (Fourth grade - Q.7)
Reduce fractions to lowest terms (Fourth grade - Q.8)
4.3.D compare two fractions with different numerators and different denominators and represent the comparison using the symbols >, =, or <;
Benchmark fractions (Fourth grade - Q.9)
Compare fractions using benchmarks (Fourth grade - Q.10)
Graph and compare fractions on number lines (Fourth grade - Q.11)
Compare fractions (Fourth grade - Q.15)
Compare fractions in recipes (Fourth grade - Q.16)
Graph and order fractions on number lines (Fourth grade - Q.17)
Order fractions (Fourth grade - Q.19)
4.3.E represent and solve addition and subtraction of fractions with equal denominators using objects and pictorial models that build to the number line and properties of operations;
Add fractions with like denominators using number lines (Fourth grade - R.4)
Subtract fractions with like denominators using number lines (Fourth grade - R.5)
Add and subtract fractions with like denominators using number lines (Fourth grade - R.6)
Add and subtract fractions with like denominators (Fourth grade - R.7)
Add and subtract fractions with like denominators: word problems (Fourth grade - R.9)
Add and subtract fractions with like denominators in recipes (Fourth grade - R.10)
Add 3 or more fractions with like denominators (Fourth grade - R.11)
4.3.F evaluate the reasonableness of sums and differences of fractions using benchmark fractions 0, 1/4, 1/2, 3/4, and 1, referring to the same whole; and
Add and subtract fractions with like denominators (Fourth grade - R.7)
Add 3 or more fractions with like denominators (Fourth grade - R.11)
Compare sums of unit fractions (Fourth grade - S.6)
Compare differences of unit fractions (Fourth grade - S.7)
Compare sums and differences of unit fractions (Fourth grade - S.8)
4.3.G represent fractions and decimals to the tenths or hundredths as distances from zero on a number line.
Identify fractions on number lines (Third grade - S.12)
Decimal number lines (Fourth grade - U.5)
Graph decimals on number lines (Fourth grade - U.6)
Graph fractions as decimals on number lines (Fourth grade - U.7)
4.4 The student applies mathematical process standards to develop and use strategies and methods for whole number computations and decimal sums and differences in order to solve problems with efficiency and accuracy.
4.4.A add and subtract whole numbers and decimals to the hundredths place using the standard algorithm;
Add numbers up to millions (Fourth grade - B.1)
Add numbers up to millions: word problems (Fourth grade - B.2)
Addition: fill in the missing digits (Fourth grade - B.3)
Add 3 or more numbers up to millions (Fourth grade - B.5)
Choose numbers with a particular sum (Fourth grade - B.7)
Subtract numbers up to millions (Fourth grade - C.1)
Subtract numbers up to millions: word problems (Fourth grade - C.2)
Subtraction: fill in the missing digits (Fourth grade - C.3)
Choose numbers with a particular difference (Fourth grade - C.5)
Add decimal numbers (Fourth grade - V.1)
Subtract decimal numbers (Fourth grade - V.2)
Add and subtract decimals: word problems (Fourth grade - V.3)
Choose decimals with a particular sum or difference (Fourth grade - V.4)
Add 3 or more decimals (Fourth grade - V.5)
Add 3 or more decimals: word problems (Fourth grade - V.6)
4.4.B determine products of a number and 10 or 100 using properties of operations and place value understandings;
Multiply by a multiple of ten (Third grade - E.8)
Multiplication patterns over increasing place values (Fourth grade - D.8)
4.4.C represent the product of 2 two-digit numbers using arrays, area models, or equations, including perfect squares through 15 by 15;
Box multiplication (Fourth grade - D.15)
Lattice multiplication (Fourth grade - D.16)
Multiply a 2-digit number by a 2-digit number: complete the missing steps (Fourth grade - D.17)
Multiply a 2-digit number by a 2-digit number (Fourth grade - D.18)
4.4.D use strategies and algorithms, including the standard algorithm, to multiply up to a four-digit number by a one-digit number and to multiply a two-digit number by a two-digit number. Strategies may include mental math, partial products, and the commutative, associative, and distributive properties;
Multiplication facts to 12 (Fourth grade - D.1)
Choose the multiples of a given number up to 12 (Fourth grade - D.3)
Multiply 1-digit numbers by larger numbers (Fourth grade - D.7)
Multiplication patterns over increasing place values (Fourth grade - D.8)
Properties of multiplication (Fourth grade - D.9)
Box multiplication (Fourth grade - D.15)
Lattice multiplication (Fourth grade - D.16)
Multiply a 2-digit number by a 2-digit number: complete the missing steps (Fourth grade - D.17)
Multiply a 2-digit number by a 2-digit number (Fourth grade - D.18)
Multiply numbers ending in zeroes (Fourth grade - D.24)
Inequalities with multiplication (Fourth grade - D.27)
4.4.E represent the quotient of up to a four-digit whole number divided by a one-digit whole number using arrays, area models, or equations;
Divide larger numbers by 1-digit numbers: word problems (Fourth grade - E.9)
Divide larger numbers by 1-digit numbers: complete the table (Fourth grade - E.10)
4.4.F use strategies and algorithms, including the standard algorithm, to divide up to a four-digit dividend by a one-digit divisor;
Division facts to 12 (Fourth grade - E.1)
Properties of division (Fourth grade - E.3)
Divide larger numbers by 1-digit numbers (Fourth grade - E.8)
Divide larger numbers by 1-digit numbers: complete the table (Fourth grade - E.10)
Divide numbers ending in zeroes by 1-digit numbers (Fourth grade - E.13)
4.4.G round to the nearest 10, 100, or 1,000 or use compatible numbers to estimate solutions involving whole numbers; and
Rounding (Fourth grade - A.6)
Estimate sums (Fourth grade - B.8)
Estimate sums: word problems (Fourth grade - B.9)
Estimate differences (Fourth grade - C.6)
Estimate differences: word problems (Fourth grade - C.7)
Choose numbers with a particular quotient (Fourth grade - E.12)
Divide by 2-digit numbers: word problems (Fourth grade - E.21)
Divide larger numbers by 2-digit numbers (Fourth grade - E.22)
Divide larger numbers by 2-digit numbers: word problems (Fourth grade - E.23)
Addition, subtraction, multiplication, and division word problems (Fourth grade - F.2)
Estimate sums, differences, products, and quotients: word problems (Fourth grade - F.3)
Price lists with multiplication (Fourth grade - M.8)
Unit prices (Fourth grade - M.9)
4.5 The student applies mathematical process standards to develop concepts of expressions and equations.
4.5.A represent multi-step problems involving the four operations with whole numbers using strip diagrams and equations with a letter standing for the unknown quantity;
Write variable expressions (Fourth grade - G.1)
Write variable expressions: word problems (Fourth grade - G.2)
Write variable equations to represent word problems (Fourth grade - G.5)
4.5.B represent problems using an input-output table and numerical expressions to generate a number pattern that follows a given rule representing the relationship of the values in the resulting sequence and their position in the sequence;
Input/output tables with addition, subtraction, multiplication, and division (Fourth grade - H.1)
Write linear functions (Fourth grade - H.3)
Geometric growth patterns (Fourth grade - L.1)
Increasing growth patterns (Fourth grade - L.2)
Numeric patterns: word problems (Fourth grade - L.3)
Patterns involving addition and multiplication (Fourth grade - L.4)
Mixed patterns review (Fourth grade - L.5)
Number sequences involving decimals (Fourth grade - U.18)
4.5.C use models to determine the formulas for the perimeter of a rectangle (l + w + l + w or 2l + 2w), including the special form for perimeter of a square (4s) and the area of a rectangle (l x w); and
Perimeter (Fourth grade - P.19)
Area of squares and rectangles (Fourth grade - P.20)
4.5.D solve problems related to perimeter and area of rectangles where dimensions are whole numbers.
Area of complex figures (with all right angles) (Fourth grade - P.21)
Compare area and perimeter of two figures (Fourth grade - P.23)
Relationship between area and perimeter (Fourth grade - P.24)
Use area and perimeter to determine cost (Fourth grade - P.26)
4.6 The student applies mathematical process standards to analyze geometric attributes in order to develop generalizations about their properties.
4.6.A identify points, lines, line segments, rays, angles, and perpendicular and parallel lines;
Acute, right, obtuse, and straight angles (Fourth grade - P.13)
Angles of 90, 180, 270, and 360 degrees (Fourth grade - P.14)
Lines, line segments, and rays (Fourth grade - P.29)
4.6.B identify and draw one or more lines of symmetry, if they exist, for a two-dimensional figure;
Lines of symmetry (Fourth grade - P.28)
4.6.C apply knowledge of right angles to identify acute, right, and obtuse triangles; and
Classify triangles (Fourth grade - P.4)
4.6.D classify two-dimensional figures based on the presence or absence of parallel or perpendicular lines or the presence or absence of angles of a specified size.
Classify triangles (Fourth grade - P.4)
Classify quadrilaterals (Fourth grade - P.8)
4.7 The student applies mathematical process standards to solve problems involving angles less than or equal to 180 degrees.
4.7.A illustrate the measure of an angle as the part of a circle whose center is at the vertex of the angle that is "cut out" by the rays of the angle. Angle measures are limited to whole numbers;
4.7.B illustrate degrees as the units used to measure an angle, where 1/360 of any circle is one degree and an angle that "cuts" n/360 out of any circle whose center is at the angle's vertex has a measure of n degrees. Angle measures are limited to whole numbers;
Angles of 90, 180, 270, and 360 degrees (Fourth grade - P.14)
Estimate angle measurements (Fourth grade - P.16)
4.7.C determine the approximate measures of angles in degrees to the nearest whole number using a protractor;
Measure angles with a protractor (Fourth grade - P.15)
4.7.D draw an angle with a given measure; and
4.7.E determine the measure of an unknown angle formed by two non-overlapping adjacent angles given one or both angle measures.
Adjacent angles (Fourth grade - P.17)
4.8 The student applies mathematical process standards to select appropriate customary and metric units, strategies, and tools to solve problems involving measurement.
4.8.A identify relative sizes of measurement units within the customary and metric systems;
Compare and convert customary units (Fourth grade - N.6)
Compare and convert metric units (Fourth grade - N.12)
Compare customary units by multiplying (Fourth grade - N.14)
4.8.B convert measurements within the same measurement system, customary or metric, from a smaller unit into a larger unit or a larger unit into a smaller unit when given other equivalent measures represented in a table; and
Compare and convert customary units (Fourth grade - N.6)
Compare and convert metric units (Fourth grade - N.12)
Convert mixed customary units (Fourth grade - N.15)
4.8.C solve problems that deal with measurements of length, intervals of time, liquid volumes, mass, and money using addition, subtraction, multiplication, or division as appropriate.
Compare money amounts (Fourth grade - M.2)
Round money amounts (Fourth grade - M.3)
Add and subtract money amounts (Fourth grade - M.4)
Price lists with addition and subtraction (Fourth grade - M.7)
Price lists with multiplication (Fourth grade - M.8)
Unit prices (Fourth grade - M.9)
Add and subtract mixed time units (Fourth grade - O.2)
Fractions of time units (Fourth grade - O.3)
Elapsed time (Fourth grade - O.5)
Find start and end times: multi-step word problems (Fourth grade - O.7)
Time patterns (Fourth grade - O.9)
Add and subtract fractions with unlike denominators in recipes (Fourth grade - S.15)
4.9 The student applies mathematical process standards to solve problems by collecting, organizing, displaying, and interpreting data. The student is expected to:
4.9.A represent data on a frequency table, dot plot, or stem-and-leaf plot marked with whole numbers and fractions; and
Create line graphs (Fourth grade - J.3)
Create bar graphs (Fourth grade - J.5)
Create line plots (Fourth grade - J.7)
Circle graphs (Fourth grade - J.11)
4.9.B solve one- and two-step problems using data in whole number, decimal, and fraction form in a frequency table, dot plot, or stem-and-leaf plot.
Interpret bar graphs (Fourth grade - J.4)
Frequency charts (Fourth grade - J.9)
Stem-and-leaf plots (Fourth grade - J.10)
Choose the best type of graph (Fourth grade - J.12)
4.10 The student applies mathematical process standards to manage one's financial resources effectively for lifetime financial security.
4.10.A distinguish between fixed and variable expenses;
4.10.B calculate profit in a given situation;
4.10.C compare the advantages and disadvantages of various savings options;
4.10.D describe how to allocate a weekly allowance among spending; saving, including for college; and sharing; and
4.10.E describe the basic purpose of financial institutions, including keeping money safe, borrowing money, and lending.