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Skills available for Florida eighth-grade social studies standards

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SS.8.A American History

SS.8.CG Civics and Government (2021)

SS.8.C Civics and Government (2008)

SS.8.E Economics

SS.8.FL Financial Literacy

  • SS.8.FL.1 Earning Income

    • SS.8.FL.1.1: Explain that careers are based on working at jobs in the same occupation or profession for many years. Describe the different types of education and training required by various careers.

    • SS.8.FL.1.2: Identify the many decisions people must make over a lifetime about their education, jobs, and careers that affect their incomes and job opportunities.

    • SS.8.FL.1.3: Explain that getting more education and learning new job skills can increase a person's human capital and productivity.

    • SS.8.FL.1.4: Examine the fact that people with less education and fewer job skills tend to earn lower incomes than people with more education and greater job skills.

    • SS.8.FL.1.5: Examine the fact that investment in education and training generally has a positive rate of return in terms of the income that people earn over a lifetime, with some education or training having a higher rate of return than others.

    • SS.8.FL.1.6: Identify the opportunity costs that education, training, and development of job skills have in the terms of time, effort, and money.

    • SS.8.FL.1.7: Identify that interest, dividends, and capital appreciation (gains) are forms of income earned from financial investments.

    • SS.8.FL.1.8: Discuss the fact that some people receive income support from government because they have low incomes or qualify in other ways for government assistance.

  • SS.8.FL.2 Buying Goods and Services

    • SS.8.FL.2.1: Explain why when deciding what to buy, consumers may choose to gather information from a variety of sources. Describe how the quality and usefulness of information provided by sources can vary greatly from source to source. Explain that, while many sources provide valuable information, other sources provide information that is deliberately misleading.

    • SS.8.FL.2.2: Analyze a source's incentives in providing information about a good or service, and how a consumer can better assess the quality and usefulness of the information.

    • SS.8.FL.2.3: Describe the variety of payment methods people can use in order to buy goods and services.

    • SS.8.FL.2.4: Examine choosing a payment method, by weighing the costs and benefits of the different payment options.

    • SS.8.FL.2.5: Discuss the fact that people may revise their budget based on unplanned expenses and changes in income.

  • SS.8.FL.3 Saving

    • SS.8.FL.3.1: Explain that banks and other financial institutions loan funds received from depositors to borrowers and that part of the interest received from these loans is used to pay interest to depositors for the use of their money.

    • SS.8.FL.3.2: Explain that, for the saver, an interest rate is the price a financial institution pays for using a saver's money and is normally expressed as an annual percentage of the amount saved.

    • SS.8.FL.3.3: Discuss that interest rates paid on savings and charged on loans, like all prices, are determined in a market.

    • SS.8.FL.3.4: Explain that, when interest rates increase, people earn more on their savings and their savings grow more quickly.

    • SS.8.FL.3.5: Identify principal as the initial amount of money upon which interest is paid.

    • SS.8.FL.3.6: Identify the value of a person's savings in the future as determined by the amount saved and the interest rate. Explain why the earlier people begin to save, the more savings they will be able to accumulate, all other things equal, as a result of the power of compound interest.

    • SS.8.FL.3.7: Discuss the different reasons that people save money, including large purchases (such as higher education, autos, and homes), retirement, and unexpected events. Discuss how people's tastes and preferences influence their choice of how much to save and for what to save.

    • SS.8.FL.3.8: Explain that, to assure savers that their deposits are safe from bank failures, federal agencies guarantee depositors' savings in most commercial banks, savings banks, and savings associations up to a set limit.

  • SS.8.FL.4 Using Credit

    • Skills covering this topic are not currently available on IXL.

  • SS.8.FL.5 Financial Investing

    • Skills covering this topic are not currently available on IXL.

  • SS.8.FL.6 Protecting and Insuring

    • Skills covering this topic are not currently available on IXL.

SS.8.G Geography